New York, NY vs. San Antonio, TX: Cost of Living
Side-by-side comparison of New York and San Antonio, built from Census Bureau ACS 2020-2024 estimates.
The numbers
| Measure | New York, NY | San Antonio, TX | Difference |
|---|---|---|---|
| Population | 8,483,844 | 1,479,835 | -82.6% |
| Median household income | $80,483 | $65,056 | -19.2% |
| Median gross rent (monthly) | $1,821 | $1,324 | -27.3% |
| Median home value | $777,600 | $235,700 | -69.7% |
Difference is San Antonio, TX relative to New York, NY.
Purchasing power
Using state-level price parities (BEA RPP 2024: New York 107.9, Texas 97.1, U.S. = 100), a $100,000 salary in New York, NY buys about as much as $89,933 in San Antonio, TX.
State-level price index; city prices within a state vary. See methodology.
Housing affordability
| Measure | New York, NY | San Antonio, TX |
|---|---|---|
| Salary needed for median rent (30% rule) | $72,840 | $52,960 |
| Rent burden at local median income | 27.2% | 24.4% |
| Est. affordable home price at median income | $293,597 | $237,320 |
Home price assumes 6.67% 30-yr rate (FRED, 2026-08), 20% down, 28% front-end DTI, 1.5%/yr taxes+insurance. Not financial advice.
Full city profiles
About this data
- American Community Survey 5-Year Estimates — data period 2020-2024, retrieved August 13, 2026.
- Regional Price Parities — data period 2024, retrieved August 13, 2026.
- Federal Reserve Economic Data — data period 2026-08, retrieved August 13, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.