Salary calculator
Convert pay between hourly and annual, adjust a salary for cost of living between states, and check rent and home affordability. All formulas are documented on the methodology page; nothing you type leaves your browser.
Hourly ↔ annual pay converter
- Annual
- $52,000
- Monthly
- $4,333
- Biweekly
- $2,000
- Weekly
- $1,000
- Hourly
- $25.00
Assumes 52 paid weeks per year. Gross pay, before taxes.
Cost-of-living adjustment
What salary in one state matches the purchasing power of a salary in another, using BEA state price parities (U.S. = 100).
$85,558in California ≈ $75,000 in Texas
Rent affordability
The HUD convention: housing is affordable at up to 30% of gross income.
- Affordable rent at this salary
- $1,500/mo
- Salary needed for this rent
- $60,000
- Rent burden
- 30.0%
At these numbers you are within the 30% guideline.
Home affordability
Uses the current 6.67% average 30-year fixed rate (FRED, 2026-08), a 28% front-end debt-to-income cap, and 1.5%/yr taxes+insurance.
- Estimated affordable home price
- $328,314
- Monthly housing budget (28%)
- $2,100/mo
An estimate from documented formulas, not a loan qualification. Not financial advice.
About this data
- Regional Price Parities — data period 2024, retrieved August 13, 2026.
- Federal Reserve Economic Data — data period 2026-08, retrieved August 13, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.