Cost of Living in Clearwater, Florida
In Clearwater, the median household income is $66,381 and the median gross rent is $1,658/mo, with a median home value of $361,300. Source: Census Bureau ACS, 2020-2024 estimates.
- Median household income
- $66,381
- Median gross rent
- $1,658/mo
- Median home value
- $361,300
- Population
- 117,247
How Clearwater compares to the Florida average
| Measure | Clearwater, FL | Florida statewide | Difference |
|---|---|---|---|
| Median household income | $66,381 | $74,568 | -11.0% |
| Median gross rent (monthly) | $1,658 | $1,669 | -0.7% |
| Median home value | $361,300 | $359,000 | +0.6% |
Statewide, Florida prices average 103.4 on the BEA Regional Price Parity index (2024), where the U.S. average is 100.
Housing affordability in Clearwater
- Salary needed for median rent
- $66,320
- Rent burden at median income
- 30.0%
- Est. affordable home price
- $242,154
So that $1,658/mo is 30% of gross income
Share of the median household income spent on median rent (30%+ = cost-burdened)
At median income, 6.67% 30-yr rate (FRED, 2026-08), 20% down, 28% front-end DTI
The median home value in Clearwater is $361,300 — +49.2% above what the median household income supports under these assumptions.
Estimates from documented formulas — see methodology. Not financial advice.
Cost of living in other Florida cities
About this data
- American Community Survey 5-Year Estimates — data period 2020-2024, retrieved August 13, 2026.
- Regional Price Parities — data period 2024, retrieved August 13, 2026.
- Federal Reserve Economic Data — data period 2026-08, retrieved August 13, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.