Cost of Living in Naperville, Illinois
In Naperville, the median household income is $155,105 and the median gross rent is $1,885/mo, with a median home value of $540,200. Source: Census Bureau ACS, 2020-2024 estimates.
- Median household income
- $155,105
- Median gross rent
- $1,885/mo
- Median home value
- $540,200
- Population
- 150,692
How Naperville compares to the Illinois average
| Measure | Naperville, IL | Illinois statewide | Difference |
|---|---|---|---|
| Median household income | $155,105 | $83,390 | +86.0% |
| Median gross rent (monthly) | $1,885 | $1,274 | +48.0% |
| Median home value | $540,200 | $263,300 | +105.2% |
Statewide, Illinois prices average 100.0 on the BEA Regional Price Parity index (2024), where the U.S. average is 100.
Housing affordability in Naperville
- Salary needed for median rent
- $75,400
- Rent burden at median income
- 14.6%
- Est. affordable home price
- $565,813
So that $1,885/mo is 30% of gross income
Share of the median household income spent on median rent (30%+ = cost-burdened)
At median income, 6.67% 30-yr rate (FRED, 2026-08), 20% down, 28% front-end DTI
The median home value in Naperville is $540,200 — within what the median household income supports under these assumptions.
Estimates from documented formulas — see methodology. Not financial advice.
Cost of living in other Illinois cities
About this data
- American Community Survey 5-Year Estimates — data period 2020-2024, retrieved August 13, 2026.
- Regional Price Parities — data period 2024, retrieved August 13, 2026.
- Federal Reserve Economic Data — data period 2026-08, retrieved August 13, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.