Cost of Living in San Francisco, California
In San Francisco, the median household income is $140,970 and the median gross rent is $2,476/mo, with a median home value of $1,394,500. Source: Census Bureau ACS, 2020-2024 estimates.
- Median household income
- $140,970
- Median gross rent
- $2,476/mo
- Median home value
- $1,394,500
- Population
- 830,235
How San Francisco compares to the California average
| Measure | San Francisco, CA | California statewide | Difference |
|---|---|---|---|
| Median household income | $140,970 | $99,122 | +42.2% |
| Median gross rent (monthly) | $2,476 | $2,036 | +21.6% |
| Median home value | $1,394,500 | $734,700 | +89.8% |
Statewide, California prices average 110.7 on the BEA Regional Price Parity index (2024), where the U.S. average is 100.
Housing affordability in San Francisco
- Salary needed for median rent
- $99,040
- Rent burden at median income
- 21.1%
- Est. affordable home price
- $514,249
So that $2,476/mo is 30% of gross income
Share of the median household income spent on median rent (30%+ = cost-burdened)
At median income, 6.67% 30-yr rate (FRED, 2026-08), 20% down, 28% front-end DTI
The median home value in San Francisco is $1,394,500 — +171.2% above what the median household income supports under these assumptions.
Estimates from documented formulas — see methodology. Not financial advice.
Cost of living in other California cities
Compare San Francisco with other cities
- vs. Austin, TX
- vs. Baltimore, MD
- vs. Boston, MA
- vs. Charlotte, NC
- vs. Chicago, IL
- vs. Columbus, OH
- vs. Dallas, TX
- vs. Denver, CO
- vs. Detroit, MI
- vs. El Paso, TX
- vs. Fort Worth, TX
- vs. Houston, TX
- vs. Indianapolis, IN
- vs. Jacksonville, FL
- vs. Las Vegas, NV
- vs. Los Angeles, CA
- vs. Louisville/Jefferson County, KY
- vs. Memphis, TN
- vs. Nashville-Davidson, TN
- vs. New York, NY
- vs. Oklahoma City, OK
- vs. Philadelphia, PA
- vs. Phoenix, AZ
- vs. Portland, OR
- vs. San Antonio, TX
- vs. San Diego, CA
- vs. San Jose, CA
- vs. Seattle, WA
- vs. Washington, DC
About this data
- American Community Survey 5-Year Estimates — data period 2020-2024, retrieved August 13, 2026.
- Regional Price Parities — data period 2024, retrieved August 13, 2026.
- Federal Reserve Economic Data — data period 2026-08, retrieved August 13, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.