Credit Analysts Salary in the United States
The median annual wage for credit analysts in the U.S. is $83,510 ($40.15 per hour), according to the BLS Occupational Employment and Wage Statistics program, May 2025 estimates.
- Median annual wage
- $83,510
- Mean annual wage
- $100,850
- Median hourly wage
- $40.15
- Employment
- 64,390
64,390 employed
Wage percentiles
| Percentile | Annual wage | Hourly wage |
|---|---|---|
| 10th percentile | $56,250 | $27.04 |
| 25th percentile | $65,210 | $31.35 |
| Median (50th) | $83,510 | $40.15 |
| 75th percentile | $122,460 | $58.88 |
| 90th percentile | $169,230 | $81.36 |
Highest-paying states for credit analysts
| State | Median annual wage | Employment |
|---|---|---|
| New York | $133,270 | 7,960 |
| District of Columbia | $132,590 | 50 |
| Virginia | $102,430 | 2,460 |
| New Jersey | $100,940 | 1,220 |
| Hawaii | $98,900 | 130 |
| Connecticut | $98,230 | 560 |
| California | $97,860 | 5,260 |
| Massachusetts | $97,080 | 1,400 |
| Delaware | $94,680 | 720 |
| North Carolina | $94,570 | 3,270 |
Lowest-paying states
- West Virginia: $57,320 median annual wage
- Wyoming: $62,210 median annual wage
- Indiana: $62,660 median annual wage
- Missouri: $65,350 median annual wage
- Wisconsin: $68,690 median annual wage
About this occupation
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Typical tasks
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Consult with customers to resolve complaints and verify financial and credit transactions.
Education of the current workforce — typical entry: Bachelor's degree
| Education level | Share of workers |
|---|---|
| Less than high school diploma | 0.7% |
| High school diploma or equivalent | 7.9% |
| Some college, no degree | 16.0% |
| Associate's degree | 6.4% |
| Bachelor's degree | 51.5% |
| Master's degree | 16.8% |
| Doctoral or professional degree | 0.6% |
Occupation profile data from CareerOneStop, sponsored by the U.S. Department of Labor.
Related occupations
- Accountants and Auditors$83,680
- Business Operations Specialists, All Other$83,050
- Project Management Specialists$102,320
- Human Resources Specialists$75,940
- Market Research Analysts and Marketing Specialists$78,760
- Management Analysts$101,860
- Buyers and Purchasing Agents$77,710
- Training and Development Specialists$69,280
About this data
- Occupational Employment and Wage Statistics — data period May 2025, retrieved August 13, 2026.
- Occupational Employment and Wage Statistics — data period May 2025, retrieved August 13, 2026.
- CareerOneStop Occupation Profiles — data period 2026-08, retrieved August 14, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.