Credit Counselors Salary in the United States
The median annual wage for credit counselors in the U.S. is $52,230 ($25.11 per hour), according to the BLS Occupational Employment and Wage Statistics program, May 2025 estimates.
- Median annual wage
- $52,230
- Mean annual wage
- $57,210
- Median hourly wage
- $25.11
- Employment
- 27,770
27,770 employed
Wage percentiles
| Percentile | Annual wage | Hourly wage |
|---|---|---|
| 10th percentile | $38,350 | $18.44 |
| 25th percentile | $45,720 | $21.98 |
| Median (50th) | $52,230 | $25.11 |
| 75th percentile | $64,080 | $30.81 |
| 90th percentile | $80,440 | $38.67 |
Highest-paying states for credit counselors
| State | Median annual wage | Employment |
|---|---|---|
| California | $67,120 | 2,160 |
| Georgia | $64,080 | 460 |
| District of Columbia | $63,580 | 110 |
| Massachusetts | $63,240 | 770 |
| New York | $63,030 | 2,020 |
| Nebraska | $62,510 | 260 |
| Washington | $62,360 | 560 |
| Minnesota | $62,160 | 580 |
| Maryland | $60,450 | 350 |
| Oregon | $59,150 | 280 |
Lowest-paying states
- Missouri: $30,580 median annual wage
- Tennessee: $38,730 median annual wage
- Wyoming: $42,580 median annual wage
- Arkansas: $45,060 median annual wage
- West Virginia: $45,860 median annual wage
About this occupation
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Typical tasks
- Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.
- Explain loan information to clients, such as available loan types, eligibility requirements, or loan restrictions.
- Disburse funds from client accounts to creditors.
- Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Refer clients to social service or community resources for needs beyond those of credit or debt counseling.
Education of the current workforce — typical entry: Bachelor's degree
| Education level | Share of workers |
|---|---|
| Less than high school diploma | 1.0% |
| High school diploma or equivalent | 12.0% |
| Some college, no degree | 23.4% |
| Associate's degree | 10.3% |
| Bachelor's degree | 42.4% |
| Master's degree | 9.8% |
| Doctoral or professional degree | 1.1% |
Occupation profile data from CareerOneStop, sponsored by the U.S. Department of Labor.
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About this data
- Occupational Employment and Wage Statistics — data period May 2025, retrieved August 13, 2026.
- Occupational Employment and Wage Statistics — data period May 2025, retrieved August 13, 2026.
- CareerOneStop Occupation Profiles — data period 2026-08, retrieved August 14, 2026.
Figures are shown exactly as published by the source or derived by the documented formulas on our methodology page. Where a source suppresses an estimate, we show “—” rather than a substitute value.